This Terms and Conditions page outlines the rules governing our loan services, which strictly adhere to the Reserve Bank of India's guidelines and the Government of India's IT Act. Please read through these terms carefully as they are essential for eligibility and form a binding agreement for our lending services.

Contact Information:

To proceed with the loan application and approval process, we require certain details for successful communication and verification. This includes your contact number, email address, full name, residential address, and identity proof.

Eligibility:

As stated on our website, applicants must be at least 18 years old, with a minimum age of 21 for applying for a loan. Applications falling outside these age limits are subject to rejection without explanation.

Application Process:

Your application process can be completed online with soft copies of the required documents. For further verification, a Daytodayloan representative may visit your residence at your convenience. Loan disbursement will only occur after successful physical verification.

Interest Rates and Fees:

During the loan approval and verification process, you will be explicitly informed about the processing fees and interest rates. Loan disbursement will only proceed upon your agreement to these charges. Processing fees are non-refundable once the loan is disbursed. However, you have the option to prepay your loan and close it early.

Loan Rejection:

Daytodayloan reserves the right to reject loan applications based on various parameters, including eligibility criteria (incomplete documents, insufficient income, location), or other factors deemed necessary by the company. In such cases, a rejection notification will be sent to your registered email address.

Loan Term:

The loan term will be finalized and communicated to you during loan disbursement. You are obligated to repay the loan amount within the agreed-upon term.

Default Terms:

Loan repayments must be made on or before the designated due date. Failure to do so may result in late fees or penalties as per applicable regulations. It is your responsibility to ensure timely repayments.

Repayment:

Your loan repayment date will be determined based on the loan type and term. Payments must be made on or before the due date to avoid late fees and increased repayment amounts.

Disclaimer:

Daytodayloan does not require any pre-approval fees and will never send communication through personal email addresses, contact numbers, WhatsApp, or any other similar platforms. We operate solely under the guidelines of the Reserve Bank of India. Therefore, please be cautious of any unsolicited messages, offers, or requests for information from unknown sources. Daytodayloan does not have a mobile app or any website other than this one. All communication will be done through our registered email address and contact numbers.

Content Revisions:

Daytodayloan reserves the right to revise website content, terms and conditions, offers, and policies in accordance with changes from regulatory authorities.

Complaints and Disputes:

For any issues arising during the lending process, you can contact our grievance officer through the following details:
Email Id : grievance@dfaipl.com